Adulting 101: Financial Skills for Life helps students and community members build confidence in their financial decisions.
All are welcome! This is event is free and open to the public. Light refreshments will be served.
April 15, 2026; 12–2 p.m.
Resource Tables in the Horowitz Visual and Performing Arts Center (HVPA) Lobby
Mini Workshops in the Monteaboro Recital Hall
Managing your money is one of life’s most important skills—but it’s not always taught. Join us for an interactive afternoon with information tables, expert advice, and mini-workshops on budgeting, credit, debt, scams, and planning for major milestones like homeownership.
Connect with local organizations and campus partners offering resources and guidance you can use right away. Whether you're managing college costs or planning ahead, Adulting 101 gives you the tools for long-term financial success.
Resource Tables in the HVPA Lobby
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Finance Fundamentals
How to Budget: M&T Bank
Creating a budget helps you be intentional about your spending and allows you to save. Visit this table for budgeting tools and know how.
Debt and Borrowing: APL FCU
Credit card and other debt can prevent you from reaching financial goals. Visit this table for tools and strategies for paying down debt.
Managing Credit: Tower FCU
A poor credit score can prevent you from renting an apartment, buying a car, and purchasing a home. Visit this table to learn how to build a positive credit history.
Wealth Building/Financial Wellness: Fulton Bank
Learn about the building blocks of financial health that will position you to build wealth in the future.
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Extra Credit
All About Taxes: Office of Comptroller and CASH Campaign of MD
What you need to know about taxes, from how to complete a W2 form to paying taxes for gig work. Visit this table for hands-on help.
Home Ownership 101: Howard County Association of Realtors
Learn everything you need to know to position yourself for homeownership – from how the buying process works to programs to programs first time homebuyers.
Paying for College: HCC Financial Aid
Visit this table to learn about the financial aid process, how to evaluate an award letter, and what you need to know about student loans.
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Protect Yourself
Fraud/Scam Prevention: Office of Consumer Protection
Learn how to make smarter purchasing decisions and protect yourself from common scams from the experts at the Howard County Office of Consumer Protection.
Protect Yourself: Insurance: MD Insurance Administration
Find out what you need to know about insurance (renters, health, life, auto) and how to recognize illegal insurance practices.
Tenants: Know Your Rights: Office of Consumer Protection
Learn about leases, security deposits and more to protect your rights as a tenant.
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Help and Resources
Family Support Programs: Community Action Council
Learn how to access support programs, such as childcare and insurance subsidies and rental assistance from the Community Action Council’s benefit navigators.
Mini Workshops in the Monteaboro Recital Hall
12:30 p.m.: Budgeting Basics: Make your Money Work for You (M&T Bank)
12:55 p.m.: Taxes Explained: From W-2 Jobs to Side Hustles (CASH Campaign of MD and Office of the Comptroller)
1:20 p.m.: Keys to Homeownership: How to Buy Your First Home (HCAR)
1:45 p.m. Credit 101: Building and Protecting Your Credit Score (Tower FCU)
Presented in partnership with the Howard County Office of Consumer Protection.
