Finance & Investment

This class is for women who are looking for a fun, focused and fresh take on their finances and want to understand and be empowered by their financial decision making. Taught by an experienced female Financial Planner, the class will cover 8 simple but critical actions and attitudes in which smart money decisions can have a life-impacting effect on your financial success and empowerment. Designed for those in pre-or early retirement; all experience levels welcome! Learn specific, actionable strategies for each of the 8 key areas and how they can be applied whether you are single, newly single, widowed or married. Your takeaway will be greater knowledge and confidence and a plan of action applicable to you. Instructor: Lorie Scheibel.

(This course will be offered online via Zoom. Course information, including a meeting link and login information, will be emailed to registrants within 1 week of the course start date.)

Sooner or later, you or a family member may need to administer an estate in Maryland. Smart planning and preparation can save you and your family time, money, and stress during one of the most difficult times in life. Join Byron E. Macfarlane, Register of Wills, to learn about the probate process in Maryland. He will present valuable information about types of estates, the role of the personal representative, the importance of having a will, how to register a will, required documents for opening and closing an estate, probate fees, and inheritance and estate taxes in Maryland. There will be time for questions and answers about estates at the end of the class.

Now that we know what a mutual fund is or how a stock or bond works, how do we go about picking the right one for our portfolio? How do we evaluate a stock, and what matters when looking at a bond? Take your interest and experience in the investment world to the next level in this course, with instructor Alan Myers. Learn what to look for, what questions to ask, and how to match your investments with your goals. Prerequisite: Financial Literacy I or a working knowledge of stocks, bonds and mutual funds.

This unique and comprehensive course focuses on the issues and financial concepts that are important to those approaching retirement or retirees. In straightforward language, this class is designed to help you gain a clear picture of the retirement you want, set realistic goals and objectives, calculate how much you will need to retire, invest for the future, overcome roadblocks that impede progress, help protect wealth and assets and more. The sooner you become educated about retirement planning, the more prepared you will be to make informed financial decisions and build the wealth you need. Instructor: Chris Gordon.

As you proactively plan for your future, participate in this interactive guided discussion with experts in the field. Thoughtful planning and follow-through can help avoid a crisis should health care or housing needs change or life events force decisions to be made quickly. This course is designed to present a list of options, considerations and professional services available to help you put a plan in place, ready to be implemented if needed. Topics will cover the benefits and care costs of remaining in your home; the services available should you decide to downsize and relocate; the differences in housing options; and costs between continuous care retirement communities, assisted living and small residential homes for modest incomes. One person registers in advance, a family member may register in class and attend at no cost. Moderator Deborah Bakalich is a member of Senior Care Lifestyles, a true ‘one-stop’ senior care resource service.

How do you plan to maximize your retirement benefits when you retire? This class will discuss tax reduction strategies to plan for a retirement income that will last a lifetime. You will learn to maximize your income during retirement, to recognize the importance of beneficiary designations, to address healthcare concerns and asset protection strategies, how to convert IRAs into Roth IRAs, and how to keep money in your IRAs using the stretch IRA concept. Instructor: Roger Desai.

What is one of Warren Buffet’s secrets of success? Stock options! They are often extremely misunderstood and frightening, but once understood, become very useful tools for investors. Options can be used to reduce an investor’s risk or to enhance returns in several different ways. This course will attempt to de-mystify options and provide investors with the tools they need to employ options in their own investment portfolios. Learn a new investment strategy for your financial toolbox! Instructor: Alan Myers.

Learn what’s involved in creating a tax strategy for your evolving retirement needs. Identify types of taxes you will face at various stages, understand tax impacts on Social Security and Medicare, and gain strategies to avoid overpayment and maximize your income. Join experienced instructor and financial planner Roger Desai for this informative class. Instructor: Roger Desai.

Join instructor Andy Paladino, CPA and financial advisor, for this new look at investment and wealth management without Wall Street. Learn how to save and grow your investments more efficiently, minimize income taxes, understand the power of uninterrupted compounding, and operate more like a bank. Think creatively about your financial strategy with the mindset, “What would the Rockefellers do?”