Loan Information

If you are thinking about a loan to pay for your college education, start here.

Federal Direct Loans

Students may request a Federal Direct Student Loan on myHCC Financial Aid Self-Service. Select "Request a New Loan."

The Federal Direct Loan Program provides low-interest loans for students or their parents. Federal regulations require that the student be registered and actively attend (if classes have started) a minimum of six (6) aid-eligible credits.

Note: The lender is the U.S. Department of Education rather than a bank or other financial institution. HCC is required to submit all borrower loan information to the National Student Loan Data System (NSLDS). NSLDS will be accessed by guaranty agencies, lenders and institutions determined by the U.S. Department of Education to be authorized users of the data system.

We have partnered with ECMC Solutions to bring you free assistance and support with your federal student loans. Solutions at ECMC is a non-profit organization dedicated to helping students succeed. They are available to answer questions about your repayment options, deferment, and forbearance and can help with different applications. Give them a call for free at 1-844-782-2333.

Students who have borrowed a federal Direct Loan at HCC or at a previous institution can view their loan information at https://studentaid.gov/. 

This is a loan and will require repayment, and therefore it is important to review the following information carefully before applying:

• How to Request a Loan
• Federal Student Loan Fact Sheet
• 'Federal Direct Student Loan HCC FAQ's
• Federal PLUS Loan HCC FAQ's
• Remember-it's a loan!
• Federal Student Aid - Federal Direct Loan Information
• Federal Student Aid - Federal PLUS Loan Information
• Annual Loan Limits
• Studentaid.gov
• National Student Loan Database System (NSLDS) : You must now login to "My Federal Student Aid" to view your NSLDS information.
• Federal Loan Consolidation
• Federal Student Aid Ombudsman
• Alternative/Private Loans