Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education rather than a bank or other financial institution. HCC is required to submit all borrower loan information to the National Student Loan Data System (NSLDS). NSLDS will be accessed by guaranty agencies, lenders, and institutions determined by the U.S. Department of Education to be authorized users of the data system. Financial aid recipients are expected to read and understand the financial aid policies and procedures published in the HCC college catalogue.

CHOOSE YOUR LOAN TYPE BELOW:

Summer 2012 loan:

• Summer 2012 New Student Borrower at HCC-you did not previously borrow a Federal Direct Student loan at HCC
• Summer 2012 Returning Student Borrower at HCC-you did borrow a Federal Direct Student loan at HCC

Parent PLUS Loan: (for parents who want to borrow on behalf of their dependent student)

• 2011-2012 Fall & Winter/Spring Federal Direct PLUS (Parent) Loan Information and Application 
• 2012 Summer Federal Direct PLUS (Parent) Loan Information and Application

Find out more...

• Direct Loan Basics for Students
• Direct Loan Basics for Parents
• Annual Loan Limits
• StudentLoans.gov
• Budget Calculator
• Current Interest Rates
• National Student Loan Database Syste (NSLDS)
• Financial Management Tools
• Loan Repayment
• Loan Consolidation
• Frequently Asked Questions (FAQs)- Student Loans
• Frequently Asked Questions (FAQs)- Parent Loans
• Student Loan Interest Tax Deduction

Students who have exhausted all other low-cost financial aid resources (i.e., grants, scholarships, Direct loans) to pay for college, may wish to consider borrowing from the Alternative loan program.