Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education rather than a bank or other financial institution. Federal regulations require that the student be registered and actively attend (if classes have started) a minimum of six (6) aid eligible credits. HCC is required to submit all borrower loan information to the National Student Loan Data System (NSLDS). NSLDS will be accessed by guaranty agencies, lenders, and institutions determined by the U.S. Department of Education to be authorized users of the data system. Financial aid recipients are expected to read and understand the financial aid policies and procedures published in the HCC college catalogue.
If you are planning to apply for a loan for Fall 2013 only, you must submit completed loan paperwork in person to Financial Aid Services by Thursday December 5, 2013.
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