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Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education rather than a bank or other financial institution. Federal regulations require that the student be registered and actively attend (if classes have started) a minimum of six (6) aid eligible credits. HCC is required to submit all borrower loan information to the National Student Loan Data System (NSLDS). NSLDS will be accessed by guaranty agencies, lenders, and institutions determined by the U.S. Department of Education to be authorized users of the data system. Financial aid recipients are expected to read and understand the financial aid policies and procedures published in the HCC college catalogue.

The last day to apply for a Fall 2013/Spring 2014 loan or a Spring 2014 loan is Thursday May 8, 2014.


2014 Summer Direct Loan:

2013-2014 Direct Loan

Parent PLUS Loan: (for parents who want to borrow on behalf of their dependent student)

2013-2014 Loan Adjustment Forms:

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Contact Financial Aid Services
Office: 443-518-1260
Fax: 443-518-4576

TTY/STS use MD Relay

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