Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education rather than a bank or other financial institution. Federal regulations require that the student be registered and actively attend (if classes have started) a minimum of six (6) aid eligible credits. HCC is required to submit all borrower loan information to the National Student Loan Data System (NSLDS). NSLDS will be accessed by guaranty agencies, lenders, and institutions determined by the U.S. Department of Education to be authorized users of the data system. Financial aid recipients are expected to read and understand the financial aid policies and procedures published in the HCC college catalogue.

The last day to apply for 2012-2013 Spring only or Fall/Spring loans is Monday, May 13, 2013. 

CHOOSE THE LOAN TYPE YOU ARE LOOKING FOR BELOW:

Summer 2013 Direct Loan:

• New Student Borrower at HCC
  (You did not previously borrow a Federal Direct Student Loan at HCC)
  
• Returning Student Borrower at HCC
  (You did previous borrow a Federal Direct Student Loan at HCC)

Parent PLUS Loan: (for parents who want to borrow on behalf of their dependent student)

• Summer 2013 Federal Direct PLUS (Parent) Loan Information and Application
  

2012-2013 Loan Adjustment Forms:

• 2012-2013 Direct Loan Adjustment Forms
  (You submitted 2012-2013 Direct Loan paperwork and need to make an adjustment to the requested loan amount)
  
• 2012-2013 PLUS Loan Adjustment  Forms
  (Parent submitted 2012-2013 PLUS Loan paperwork and need to make an adjustment to the requested loan amount)

Find out more...

• Direct Loan Basics for Students
• Direct Loan Basics for Parents
• Annual Loan Limits
• StudentLoans.gov
• Budget Calculator
• Current Interest Rates
• National Student Loan Database Syste (NSLDS)
• Loan Repayment
• Loan Consolidation
• Frequently Asked Questions (FAQs)- Student Loans
• Frequently Asked Questions (FAQs)- Parent Loans
• Student Loan Interest Tax Deduction
• Alternative/Private Loans