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What is Financial Aid?

Financial aid includes:

  • Grants: - Federal Pell Grant (Pell), Federal Supplemental Education Opportunity Grant (SEOG), HCC Grants
  • Scholarships:  Maryland State Scholarships, HCC Educational Foundation Scholarships and Endowments, private scholarships
  • Loans:  Federal Direct Student loans, Federal Direct Parent (PLUS) loans, and Alternative Loans
  • Work-study:  Federal Work-Study (FWS), HCC Institutional Work-Study, HCC Foundation Work-Study.

What types of financial aid can be used to cover my bill?

Most grant, scholarship, and/or loan awards listed on HCC Express can be used to cover all or a portion of your bill.  Financial aid awards are adjusted based on your enrollment status (full-time; part-time).  Please see Financial Aid Services for specific questions regarding your awards.  Visit Continuing Education for information on financial aid for non-credit courses.

What part of my bill am I responsible for?

You are responsible for all charges on your bill, even if someone else is paying your bill.  For example, if your parents are paying all or a portion, you are still responsible for ensuring payment is made fully and on time.

If you have been awarded financial aid, you are responsible for any remaining balance that exceeds your financial aid award.  Likewise, if you will be receiving tuition assistance from the military or another employer, it is important to register early so you can have all necessary forms completed and submitted well before payment deadlines.  Following this advice minimizes the chance that you will have to pay before the funds to assist you are available.

How will I know how much I owe?

The college makes every effort to inform you of how much you owe and when your bill is due.  Payment dates and deadlines are available on this site and in the Schedule of Credit Classes.  Your registration statement also details how much you owe.  Information about how much you owe is available on HCC Express.  Students who register in person get a copy of their registration statement/ bill at that time.  An account statement is also mailed to you before your payment deadline.  You may also always contact the Cashiers' Office if you have any questions about your bill.

It is possible that you will have more than one payment deadline.  This could be because you registered for some of your classes prior to one deadline and dropped or added classes before another deadline.  Please remember:  The college is committed to assisting you in understanding how much you owe and when and how to pay.  However, you have the ultimate responsibility for understanding what you owe, when you owe it and for paying your bill on time.

Can I pay my bill in more than one way?

Yes.  For example, part of your bill might be paid for by financial aid and another portion by tuition assistance.  You still might have a balance, which you could pay in full, pay in installments with the tuition payment plan, or pay with a student loan, if necessary.

What if my bill is due before my financial aid is processed?

You are responsible for paying your bill.  If you have submitted all your financial documents on time and your file is complete, Financial Aid Services will inform you of your financial aid eligibility. You will only be expected to pay the portion of your bill that is not covered by the awards.  Otherwise, you must pay your bill and receive reimbursement once your financial aid eligibility is determined.  For more information on financial aid eligibility, please refer to Financial Aid Services web page.  If you find you have to pay your bill before your financial aid is determined, the college’s Payment Plan is a valuable service to consider. 

Will I have any other costs besides tuition and fees?

Yes.  The college estimates that books and supplies will cost approximately $500 per year.  (This can vary depending on a number of factors, such as the courses you're taking, whether uniforms are required, etc.)  Additionally, you will have living expenses.  Depending on your situation, these could include room, board (food), transportation, and other personal expenses such as clothing, car payments, insurance, childcare, recreation, etc.

If I do not pay for my classes will the college drop me from my classes?

Students are expected to officially drop from classes they are not planning to take, and are responsible for completing this action.  Nonpayment is not considered an official drop.  To ensure you will not owe money for any classes you do not wish to take, you must drop them online using HCC Express, or in person at the Office of Records, Registration & Veterans’ Affairs.  A note of caution:  Please be aware of the different refund periods once classes begin. You may receive a refund of 100%, 75% or 50% depending on when you drop. Even if you haven't paid your bill, you will be held responsible if you have delayed dropping your class(es).  Refund periods are posted along with payment deadlines for each term.