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Howard Community CollegeOnline Cataloguehcc catalogue '11-'12
 
General and Academic InformationPrograms of Study
hcc catalogue '11-'12




Course Descriptions

FINANCIAL PLANNING

FNPL-101 Personal Financial Planning Principles
3 Credits (Interdisciplinary and Emerging Issues Core)

This course focuses on the knowledge and skills needed to manage and/or improve your personal financial literacy; that is, how you manage your own finances. Major topics will include concepts such as investing, debt control, tax planning, credit management, insurance, management of critical problems such as bankruptcy and foreclosures, as well as retirement and estate planning. Students will be given several opportunities to apply their knowledge in both individual and small group assignments and activities, and will explore the use of electronic resources that support financial planning activities. (3 hours weekly)

FNPL-105 Financial Planning for Young Adults
3 Credits

This course is designed, in general, for those less than 30 years of age who are interested in learning how to plan for a financially secure future by practical applications in the following areas: money management, spending and savings plans, credit/debt management, and investing for the future. (3 hours weekly)

FNPL-106 Credit Management
3 Credits

This course provides financial literacy skills and resources in consumer areas such as credit and money management, avoidance of financial traps, restoration of impaired credit, financial institutions’ credit worthiness decision-making, home ownership and preservation, and the selection of appropriate sources of credit. It will involve both theory and application. Prerequisite: FNPL-101 or 105. (3 hours weekly)

FNPL-108 Financial Planning for Retirement
3 Credits

This course is designed to deliver an understanding of the fundamental elements used to design a retirement plan strategy. Students will learn to review an individual financial situation, develop financial goals for retirement and appropriate means to achieve those goals, and to identify and manage the various risks to that plan during the accumulation and payout phases. ‘Decoding’ of Social Security, Medicare/Medicaid, and lifestyle choice options will also be included. The emotional, relationship-changing impact of the retirement decision will also be explored. Prerequisite: FNPL-101. (3 hours weekly)

FNPL-110 Estate Planning and Elder Law
3 Credits

This course will explore the complexities of financial planning for later years of life. Course activities will focus on specifics in the field of elder law and estate planning, and will include such items as basic legal concepts of elder law, relocation decisions, long term care insurance issues, future changes to Maryland tax laws, the challenges of joint ownership, and wills. Prerequisite: FNPL-101. (3 hours weekly)

FNPL-201 Investment Analysis and Portfolio Selection
3 Credits

Upon the completion of this course a student will understand the variety of investment vehicles which are offered today. He/she will better self-advise or advise others in financial investments in the following areas: long-term securities; stocks and bonds; limited income securities; treasury bills; mutual funds. An overview of analytical techniques, construction of investment portfolio and tax considerations will be presented as well. (3 hours weekly)

FNPL-202 Risk Management and Insurance
3 Credits

An introduction to the field of insurance. The student will examine the various types of risks and the approaches taken by insurance firms. The course provides an analysis of life, health, property and liability insurance, fire insurance, homeowners and personal auto policies, as well as employee benefit plans and determination of insurance needs. (3 hours weekly)

FNPL-206 Banking and Financial Planning
3 Credits

As an introduction to banking essentials, this course will present many aspects of the field, from legal issues and ethical concerns such as privacy, consumer lending, and the role of the Federal Reserve as agent and bank regulator to contemporary concerns such as loan maintenance and foreclosure negotiations. Non-deposit bank services such as investments & trusts will also be explored. Prerequisites: BMGT-100 and FNPL-101. (3 hours weekly)

FNPL-210 Financial Planning Seminar
1 Credit

This course is designed to be a project-oriented, capstone course for the financial planning curriculum. It will combine all major program concepts into an individualized application, such as: preparation of a comprehensive financial plan; a workplace internship; deeper exploration of one aspect of personal financial planning; or other similar items. A written and oral report will serve as the project outcome. Prerequisites: BMGT-205 and FNPL-206. (1 hour weekly)


hcc catalogue '11-'12


Accounting - ACCT
Aging Services - AGNG
American Sign Language - AMSL
Anthropology - ANTH
Arabic - ARAB 
Art - ARTT 
Astronomy - ASTR
Bioinformatics - BFMT 
Biology - BIOL 
Biomechanical Engineering - BMET
Business - BMGT 
Cardiovascular Technology - CARD
Chemistry - CHEM 
Chinese - CHNS 
Cisco - CSCO 
Computer-Aided Design - CADD
Computer Forensics - CFOR 
Computer Systems - CMSY 
Conflict Resolution - CRES
Construction Management - CNST 
Cooperative Education - COOP
Criminal Justice - CRIM 
Culinary Management - CMGT 
Dance - DANC
Dental Hygiene - DHYG 
Diagnostic Medical
Sonography - DMSU

Economics - ECON 
Education - EDUC 
Electronics - ELEC 
Emergency Medical Technician/
Paramedic - EMSP
 
Engineering -ENES 
English- ENGL 
Entrepreneurship - ENTR 
Environmental Science - ENST
Exercise Science - EXSC 
Farsi - FARS
Film - FILM 
Financial PLanning- FNPL 
Fine Arts - FINE 
French - FREN 
Geography - GEOG 
Geology - GEOL 
German - GERM 
Greek - GREK 
Health Care - HEAL 
Health Education - HEED 
Hebrew - HBRW
Hindi - HNDI
History - HIST 
Horticulture - HORT 
Hospitality Management - HMGT
Human Development - HMDV 
Human Services - HUMS 
Humanities - HUMN
Interior Design - INDS
Italian - ITAL 
Japanese - JPNS
Korean - KORE 
Life Fitness - LFIT 
Mathematics - MATH 
Medical Laboratory
Technician - MLTS

Meteorology - METO 
Microsoft - MSFT 
Music - MUSC 
Nursing - NURS 
Nutrition - NUTR
Office Technology - OFFI 
Philosophy - PHIL 
Photonics - PHOT
Physical Therapist
Assistant - PTAP
 
Physics - PHYS 
Political Science - POLI 
Portuguese - PORT
Psychology - PSYC 
Public Health - PUBH
Radiologic Technology - RADT
Retailing - RETL 
Russian - RUSS 
Social Work - SOWK
Sociology - SOCI 
Spanish - SPAN 
Speech - SPCH 
Telecommunications - TELE
Television and Radio - TVRD
Theatre - THET 
Turkish - TURK
Wireless Communications - WCOM
Women's Studies - WMST