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FNPL 101 Personal Financial Planning Principles (Online)


Please print out this course description and read it before proceeding with the course.

Instructor
Dr. Judith Kizzie
Office / Hours
DH 329
Online: Thurs: 1-2pm, professor available in realtime in online discussion area for this course
Office (face-to-face and telephone): Mon & Wed 11:00am-12pm; T/Th 10am - 11:00am
Phone
443-518-4931
Email HCC

Course Description

Personal Financial Planning focuses on techniques and critical thinking skills needed to manage your personal finances. Upon completion of this course students should be able to use these skills and techniques to make knowledgeable financial decisions in the future. Emphasis is placed on these key components of financial planning: obtaining income, planning how income is spent, saving money, and borrowing money, managing risk, investing, retirement and estate planning.

Prerequisites

ENGL-121 or permission of the instructor.

Course Objectives

After completing this course you will be able to:

  • Evaluate your own skills and interest in establishing a career plan; and analyze job and employee benefits.
  • Monitor and control your expenses and know when to file and legally minimize the taxes you pay.
  • Explain the rules of effective cash management; evaluate credit choices and identify the alternatives in consumer purchases and loan decision-making.
  • Develop realistic invesment goals, utilizing available information sources.
  • Apply the risk management process to coverage decisions for major purchases (house, auto).
  • Evaluate stocks and bonds and mutual funds investment alternatives, as part of your personal portfolio.
  • Estimate retirement income needs and describe personal retirement savings alternatives; assess life insurance and identify key element of an estate plan.

Required Texts and Materials

Textbook information:  To visit our bookstore's online sales site, please visit www.howardccbooks.com and follow the instructions for selecting textbooks.

Recommended  Materials

Internet access: free through HCC’s labs and library. Prior completion of any assessed developmental courses.

Course Format
  • This class is not self-paced.
  • This class does have required on-campus meetings or tests. All tests will be given in HCC’s test center, room RCF 359; per the schedule in your syllabus. Each test will be available during test center hours, for Monday and Tuesday only.
  • The course material is sequential; that is, assignments, readings, tests, etc. are to be completed in the order given on your syllabus.
  • Each assignment is due on the day listed on this syllabus; you may of course finish them early—but do not submit them until the due day. All assignments are to be submitted online, as email attachments (in Word format). All items submitted or presented in assigned discussions will be evaluated and graded for content, appearance, and scope, based on the following criteria: identification of the issues, how well the requirements for the assignment are fulfilled; breadth and depth of logical analysis; coherence; neatness; flow; structure and ease of reading; and proper use of spelling , grammar and punctuation.
  • Late assignments are worth zero points.
  •  Some of the types of learning activities or assignments that the student will be required to complete are:
  • Read a chapter in the textbook.
  • Practice small computations during the online powerpoint lectures.
  • Discuss a topic each week with the class, with a minimum of three weekly postings to the discussion board; the first posting being your own reaction and the other two your responses to at least two different classmates. Each posting will be graded based on relevance, knowledge of content, and level of critical thought.
  • Participate in four activities, to be described in more detail 7-10 days before each is due.
  • New chapters and new discussion questions will be posted by Friday noon, for the following week.   Look for them under the assignments icon on the homepage for this class.
  • The course schedule will list due dates for assignments, activities, and exams.
  • There will be five (5) exams.
  • Exams will not be open book and will be taken on-campus. [See second point under Course Format for details.]
Required Viewers, Plug-ins, or Players
  • Visit the eLearning homepage and use the link provided in the “Support for Registered Students” area link to download plug-ins The following plug-ins are required for this class:
  • Acrobat Viewer
  • Flash
  • Internet Explorer
  • Java installed and enabled
  • PowerPoint Viewer, if you don’t have the full version of Microsoft PowerPoint
  • QuickTime
  • Real Player
  • Windows Media Player

Exams

For this course, all unit exams include at least three types of questions: true/false, multiple/choice, and at least one short essay question per chapter. All class activities, including discussion boards, as well as syllabus assignments, and any guest speakers are considered testable. Stay alert and involved, and don’t get behind. Remember, all exams are taken on campus in the HCC test center.

Updated: 5-Dec-08                                  Howard Community College

 


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