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College Policy Number/Title:

Howard Community College has a group accidental death and dismemberment (AD&D) insurance plan that provides insurance to full-time position control/budgeted faculty and staff members as part of a college-funded benefit.  This plan covers an employee who suffers an injury that results in loss of limb or death.  Full-time and part-time position control/budgeted employees who have supplemental life insurance may elect additional AD&D insurance.  Literature describing the full terms of coverage is available in the office of human resources.

Effective Date:  4/12/13